Category: General

Did you know that your credit history – credit cards, loans, some medical bills, collections, etc. – is compiled into a single document known as your credit report? Did you also know that the information in your report can be given a numerical value called a credit score? Your credit report and credit score are the two primary…

You can ruin your credit score in a matter of weeks, days even. What’s worse is that you can’t rebuild your credit score in the same amount of time, not even close to that amount of time. The mistakes that damage your credit score typically remain on your credit report for seven years. While you may be…

Getting a credit card is hard when you have bad credit or no credit at all. The trouble is, you often need a credit card to start building a good credit history. If you can’t get approved for a traditional credit card, a secured credit card is a better option. What’s a Secured Credit Card? A…

There are many situations where not having a credit card is an inconvenience. Car rentals, hotel reservations, and airline bookings all require a credit card and if you can’t get one because of limited or bad credit, then you’re in a bind. This is where a prepaid credit card can be beneficial. Prepaid credit cards are…

There are different types of credit cards. It only makes sense that you’d choose them differently. Different features are important when you’re choosing a balance transfer credit card than when you’re choosing a standard credit card. Learn how to choose a credit card based on its type. How to Choose a Standard Credit Card The standard…

There are hundreds of credit cards spread across dozens of credit card issuers. If you’re looking for a credit card, start by figuring out the type of credit card you want. The types of credit cards on the market range from basic or “plain vanilla” with no frills to premium cards with lots of perks and benefits….

It’d be nice if every credit card offered provided an equal amount of benefit to consumers as to the credit card issuer itself. However, nothing could be further from the truth. While there are some good credit cards, there are many that prey on unsuspecting consumers who’ve made some financial mistakes. Fortunately, these credit card…

A low introductory interest rate might seem like all you need to apply for a new balance transfer credit card. But, there are other factors to consider, like the length of the introductory period. Balance transfers can end up being costly, if they’re not done right or done using expensive credit cards. Before you transfer a balance…

Who doesn’t like to get free stuff? What better way to get it than by doing something you do anyway – use your credit card. Rewards credit cards give you things like cash back and redeemable points each time you use your credit card. Not all rewards credit cards are created equally. Here are some tips to…

Credit card offers are everywhere – in your mailbox, on the internet, in stores you shop. It’s easy to apply for a credit card simply because the deal looks good or because you’re offered a discount, but have you really stopped to think about whether that’s the right card for you. You can save hundreds, and maybe…